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SAArabie SaouditeSaudi Mortgage & SakaniFinance

Saudi Real Estate Mortgage & Sakani Subsidy Calculator

Calculate monthly mortgage payments, 10% first-home citizen down payment, and Sakani housing support under Saudi Central Bank (SAMA) rules.

Données du Simulateur

En temps réel
SAR
Sélection rapide :
25 Yrs
5 Yrs30 Yrs
4.5 %
2 %9 %
Résultat CalculéSaudi Mortgage & Sakani

Monthly Mortgage Installment

7,650SAR

Required Cash Down Payment

120,000 SAR

Financed Loan Principal

1,080,000 SAR

Total Mortgage Profit

1,215,000 SAR

Principal vs Mortgage Profit

Financed Loan Principal
1,080,000 SAR(47%)
Total Mortgage Profit
1,215,000 SAR(53%)

Détail du Calcul

Monthly Installment
7,650 SAR
Down Payment
120,000 SAR
Total Paid to Bank
2,295,000 SAR

Méthodologie de Calcul

First Home Citizen Down Payment = 10% of property price. Loan Amount = 90%. Monthly installment calculated via standard declining-balance amortization.

Avertissement Légal et Pédagogique

Calculated pursuant to SAMA Real Estate Financing guidelines and REDF / Sakani housing program regulations.

Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.

Foire Aux Questions

SAMA mandates a reduced minimum down payment of 10% for first-time home buying Saudi citizens.
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