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AEÉmirats Arabes UnisUAE Mortgage Refinance CBUAEFinance

UAE Mortgage Refinance & Buyout Savings Calculator

Calculate monthly and lifetime interest savings from refinancing your UAE mortgage, including CBUAE 1% early settlement fee (capped at AED 10k), DLD mortgage registration (0.25%), bank valuation, and break-even timeline.

Données du Simulateur

En temps réel
AED
Sélection rapide :
18 Yrs
3 Yrs25 Yrs
%
Sélection rapide :
%
Sélection rapide :
Résultat CalculéUAE Mortgage Refinance CBUAE

Monthly Installment Savings

0AED

Net Lifetime Total Savings

-18,830 AED

Break-Even Payback Period

0 Months

Total Refinancing Costs

18,830 AED

Old vs New Monthly Installment

Current Monthly Installment
0 AED(0%)
New Reduced Monthly Installment
0 AED(0%)

Détail du Calcul

Current Monthly Installment
0 AED
New Reduced Monthly Installment
0 AED
Early Settlement Penalty (Capped AED 10k)
10,000 AED
DLD New Mortgage Registration (0.25%)
4,790 AED
Net Financial Gain from Refinancing
-18,830 AED

Méthodologie de Calcul

Early Settlement Fee = min(1% * Balance, AED 10,000). Total Switch Costs = Penalty + Valuation + DLD Deregistration + DLD 0.25% Registration. Monthly Savings = Old Installment - New Installment. Break-even Months = Total Costs / Monthly Savings.

Avertissement Légal et Pédagogique

This tool provides financial comparison modeling. Actual approval and interest rates depend on individual credit scoring and bank lending criteria.

Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.

Foire Aux Questions

Under Central Bank of the UAE regulations, early settlement fees are capped at 1% of the outstanding balance or AED 10,000, whichever is lower.
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Calculateurs Associés

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