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OMOmanCBO Housing Loan OmanFinance

Oman Housing & Mortgage Loan Calculator 2026 (CBO Regulations)

Calculate monthly home loan installments and maximum borrowing capacity in Oman under Central Bank of Oman (CBO) regulations with 80% LTV and 60% DSR limits.

Données du Simulateur

En temps réel
OMR
Sélection rapide :
20 Yrs
5 Yrs25 Yrs
%
Sélection rapide :
Résultat CalculéCBO Housing Loan Oman

Monthly Housing Installment

0OMR

Minimum Down Payment (20%)

13,000 OMR

Bank Financed Amount (80%)

52,000 OMR

Total Finance Cost / Profit

-52,000 OMR

Complies with Central Bank of Oman (CBO) 80% LTV threshold and maximum 25-year maturity.

Loan Principal vs Total Interest

Bank Financed Principal
52,000 OMR(100%)
Total Finance Cost / Profit
-52,000 OMR(0%)

Détail du Calcul

Total Property Valuation
65,000 OMR
Self-Funded Cash Deposit
13,000 OMR
Bank Financed Principal
52,000 OMR
Total Repayment Obligation
0 OMR

Méthodologie de Calcul

Monthly Installment = Principal * [Monthly Rate + (Monthly Rate / ((1 + Monthly Rate)^Months - 1))]. Maximum LTV is 80% and maximum DSR is capped at 60% of monthly salary.

Avertissement Légal et Pédagogique

This tool provides financial mortgage modeling. Approval depends on individual credit scoring and commercial bank underwriting in Oman.

Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.

Foire Aux Questions

Under Central Bank of Oman guidelines, commercial banks may finance up to 80% of the property value, requiring a 20% down payment.
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