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OMオマーンCBO Housing Loan Oman財務・給与

Oman Housing & Mortgage Loan Calculator 2026 (CBO Regulations)

Calculate monthly home loan installments and maximum borrowing capacity in Oman under Central Bank of Oman (CBO) regulations with 80% LTV and 60% DSR limits.

入力パラメータ

リアルタイム自動計算
OMR
クイック選択:
20 Yrs
5 Yrs25 Yrs
%
クイック選択:
計算結果CBO Housing Loan Oman

Monthly Housing Installment

0OMR

Minimum Down Payment (20%)

13,000 OMR

Bank Financed Amount (80%)

52,000 OMR

Total Finance Cost / Profit

-52,000 OMR

Complies with Central Bank of Oman (CBO) 80% LTV threshold and maximum 25-year maturity.

Loan Principal vs Total Interest

Bank Financed Principal
52,000 OMR(100%)
Total Finance Cost / Profit
-52,000 OMR(0%)

詳細な計算内訳

Total Property Valuation
65,000 OMR
Self-Funded Cash Deposit
13,000 OMR
Bank Financed Principal
52,000 OMR
Total Repayment Obligation
0 OMR

計算方法と根拠

Monthly Installment = Principal * [Monthly Rate + (Monthly Rate / ((1 + Monthly Rate)^Months - 1))]. Maximum LTV is 80% and maximum DSR is capped at 60% of monthly salary.

法的免責事項および案内

This tool provides financial mortgage modeling. Approval depends on individual credit scoring and commercial bank underwriting in Oman.

本計算機は教育および参考目的のみに提供されています。表示される結果は法的または拘束力のある助言を構成するものではありません。

よくある質問 (FAQ)

Under Central Bank of Oman guidelines, commercial banks may finance up to 80% of the property value, requiring a 20% down payment.
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