What is the monthly employee pension contribution in Iraq?

A statutory 10% pension deduction is withheld monthly from the employee's salary toward the State Employees Pension Fund, matched by a 15% employer state contribution.

IrakIraq Pension Law No. 9Finance

Iraq Retirement Pension & End of Service Calculator (Law No. 9)

Calculate monthly retirement pension and end of service entitlements in Iraq under Unified Retirement Law No. 9 of 2014 (2.5% per service year, 80% cap, 500k IQD floor).

Sécurité Sociale et Retraite Salaires et Rémunérations Salaire Net à Payer

Données du Simulateur

En temps réel

Last 36 Mos Average Salary (IQD)

IQD

Sélection rapide :

Qualifying Service Years (Min 15 Yrs)25 Yrs

15 Yrs40 Yrs

Résultat CalculéIraq Pension Law No. 9

Monthly Retirement Pension

750,000IQD

Statutory Replacement Rate

62.5%

Monthly Pension Deduction (10%)

120,000 IQD

Total Service Years

25 Years

Last Working Salary vs Pension

Payable Pension (Min 500k IQD)

750,000 IQD(86%)

Monthly Pension Deduction (10%)

120,000 IQD(14%)

Détail du Calcul

Reference Average Salary

1,200,000 IQD

Accrued Pension (2.5%/Yr)

750,000 IQD

Payable Pension (Min 500k IQD)

750,000 IQD

Méthodologie de Calcul

Pension = (Last 36 Months Average Salary) * (Service Years * 2.5%), subject to an 80% statutory ceiling and a 500,000 IQD minimum statutory monthly floor.

Avertissement Légal et Pédagogique

This calculator is for estimation and planning. Final pension determinations are officially audited by the National Pension Commission (NPC) of Iraq.

Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.

Foire Aux Questions

Under Iraqi Unified Pension Law No. 9 of 2014, a minimum of 15 qualifying service years is required to receive a monthly pension upon reaching statutory retirement age.

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