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OMOmánCBO Housing Loan OmanFinanzas

Oman Housing & Mortgage Loan Calculator 2026 (CBO Regulations)

Calculate monthly home loan installments and maximum borrowing capacity in Oman under Central Bank of Oman (CBO) regulations with 80% LTV and 60% DSR limits.

Datos y Parámetros

En tiempo real
OMR
Selección rápida:
20 Yrs
5 Yrs25 Yrs
%
Selección rápida:
Resultado CalculadoCBO Housing Loan Oman

Monthly Housing Installment

0OMR

Minimum Down Payment (20%)

13,000 OMR

Bank Financed Amount (80%)

52,000 OMR

Total Finance Cost / Profit

-52,000 OMR

Complies with Central Bank of Oman (CBO) 80% LTV threshold and maximum 25-year maturity.

Loan Principal vs Total Interest

Bank Financed Principal
52,000 OMR(100%)
Total Finance Cost / Profit
-52,000 OMR(0%)

Desglose Detallado del Cálculo

Total Property Valuation
65,000 OMR
Self-Funded Cash Deposit
13,000 OMR
Bank Financed Principal
52,000 OMR
Total Repayment Obligation
0 OMR

Metodología de Cálculo

Monthly Installment = Principal * [Monthly Rate + (Monthly Rate / ((1 + Monthly Rate)^Months - 1))]. Maximum LTV is 80% and maximum DSR is capped at 60% of monthly salary.

Aviso Legal e Informativo

This tool provides financial mortgage modeling. Approval depends on individual credit scoring and commercial bank underwriting in Oman.

Esta calculadora es para fines educativos e informativos. Los resultados no constituyen asesoramiento financiero, fiscal o legal vinculante.

Preguntas Frecuentes

Under Central Bank of Oman guidelines, commercial banks may finance up to 80% of the property value, requiring a 20% down payment.
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