IQIraqIraq Pension Law No. 9Finance & Salary

Iraq Retirement Pension & End of Service Calculator (Law No. 9)

Calculate monthly retirement pension and end of service entitlements in Iraq under Unified Retirement Law No. 9 of 2014 (2.5% per service year, 80% cap, 500k IQD floor).

Calculator Inputs

Live Real-Time
IQD
Quick select:
25 Yrs
15 Yrs40 Yrs
Calculated ResultIraq Pension Law No. 9

Monthly Retirement Pension

750,000IQD

Statutory Replacement Rate

62.5%

Monthly Pension Deduction (10%)

120,000 IQD

Total Service Years

25 Years

Last Working Salary vs Pension

Payable Pension (Min 500k IQD)
750,000 IQD(86%)
Monthly Pension Deduction (10%)
120,000 IQD(14%)

Detailed Calculation Breakdown

Reference Average Salary
1,200,000 IQD
Accrued Pension (2.5%/Yr)
750,000 IQD
Payable Pension (Min 500k IQD)
750,000 IQD

Calculation Methodology

Pension = (Last 36 Months Average Salary) * (Service Years * 2.5%), subject to an 80% statutory ceiling and a 500,000 IQD minimum statutory monthly floor.

Important Legal & Educational Disclaimer

This calculator is for estimation and planning. Final pension determinations are officially audited by the National Pension Commission (NPC) of Iraq.

This calculator is designed for educational and informational purposes only based on public statutory frameworks. The outputs do not constitute binding financial, tax, or legal advice. We assume no liability for decisions made based on these estimations. Always verify with the relevant official authorities or a certified professional advisor.

Frequently Asked Questions

Under Iraqi Unified Pension Law No. 9 of 2014, a minimum of 15 qualifying service years is required to receive a monthly pension upon reaching statutory retirement age.
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